As safe as a bank, as fast as Messenger

Personal finance platform for everyday use.

Our mission is to consolidate and optimize people's interaction with money.

SPARQ - It’s time to spark your financial experience

Financial Assistant
Manage Your Expenses
Analytic tools for tracking and categorizing your finances, subscription manager and convenient recurring payments
Loyalty Program
Every Step Matters
Earn discounts for using the SPARQ prepaid card at our retail partners and receive special promos from them
Free EU payments
As They Should’ve Been
Fast, free and safe way to make payments within the European Union

SPARQ Pass

It’s your access to the premium features of SPARQ.

Generate Qpoints

  • Unique generation formula — the more you use the SPARQ app, the more Qpoints you earn
  • Earn by completing challenges
  • Spend on SPARQ’s products

Become a member of SPARQ’s Qsystem

  • Discover current project progress
  • Be a part of the project as a member of the community (voting; creative section)

Receive benefits at Qpon market

  • Every purchase at our partner's store upgrades the Qpon
  • Instant upgrade with Qpoints
  • Qpon is SPARQ’s system partner discount

Price

Freemium model: free basic — discover premium by spending Qpoints.

Standard

  • Free Euro IBAN
  • Unlimited free transactions between SPARQ users.
  • Transactions to other European banks up to 3000€ per month for free
  • Free ATM withdrawals up to 400€ monthly (2% commission afterwards)

Sparq pass

All with STANDARD, plus:

  • Transactions to other European banks up to 5000€ per month for free
  • Generate Qpoints up to a price of a new Sparq pass
  • Priority Customer Support
  • Free ATM withdrawals up to 2000€ monthly (2% commission afterwards)

COMING SOON:

  • Exclusive card design
  • Qpon market privileges
  • SPARQ add-ons (kids, travel, etc.)

Sparq team

Danila Belokons
Danila Belokons CEO & Founder
Nikolajs Petrovics
Nikolajs Petrovics CFO
Ilya Landishevs
Ilya Landishevs CMO
Aleksandrs Kulikovs COO
Ivan Kraskov
Ivan Kraskov Product Designer
Alexander Dronov
Alexander Dronov Project Manager
Danila Belokons
Danila Belokons CEO & Founder
Nikolajs Petrovics
Nikolajs Petrovics CFO
Ilya Landishevs
Ilya Landishevs CMO
Aleksandrs Kulikovs
Aleksandrs Kulikovs COO
Ivan Kraskov
Ivan Kraskov Product Designer
Alexander Dronov
Alexander Dronov Project Manager

Contacts

Feel free to contact us for any business reasons.

Address

Harju maakond, Tallinn, Lasnamäe linnaosa, Majaka tn 26, 11412

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